Publish Date: May 27th, 2025
If you’ve been on the fence about solar, 2025 is the year to make your move. The 30% federal solar tax credit is on the chopping block and likely going to be phased out completely at the end of 2025.
We know that there is a ton of uncertainty right now with global trade wars, fluctuating markets, and inflation. So, now might not feel like the right time to invest in solar. But if you are able, there are still a number of certainties that solar can offer your home and your investment portfolio during these uncertain times.
And honestly, we don’t want you to miss out on the 30% solar tax credit between now and December 31st. If the proposed bill is passed and signed into law, that is your cutoff date to have solar installed and be able to claim the 30% credit.
Below we’ll dig into why solar in 2025 is still a smart financial decision and how solar can bring you certainty in uncertain times. And as always, we will recommend you get a free quote from one of our non-commissioned team members so you can know your options and proceed with confidence.
Solar 2025: Fixed Cost Electricity
The first way solar brings you certainty is by providing long-lasting, reliable, fixed-cost energy. When you go solar, you lock in a fixed, lower electricity rate from day one. Solar panels come with 25-year warranties, but many panels last beyond even that. Imagine locking in your grocery prices or gas prices for the next 25 years. How great would that feel? It’s the same idea with solar. Installing solar today locks you into lower prices for decades and provides you with relief from rising utility rates.
We’ve been tracking utility rates during our 20 years in business, and we’ve never seen rates go down. On average, electricity rates rise 4% every year, and some years even more. Plus, most utilities have implemented a time-of-use structure, including Xcel Energy and Fort Collins Utilities, which charges you a premium rate depending on when you use your electricity. When you get your electricity the traditional way from the grid, you’re on a never-ending hamster wheel of rising costs.
This is how going solar in 2025 can bring you financial certainty in the form of a reliable, lower electric bill that you own equity in and that will eventually provide free energy versus an endlessly rising electricity bill that you’ll never be free from.
Solar 2025: Home Resiliency
Another example of finding certainty in solar is the ability for solar plus battery backup to provide energy resilience against the increasingly frequent power outages. In Colorado, homeowners on average lost power twice as often in 2024 compared to previous years. Not only is the frequency of outages increasing, but so is the length of these outages.
Getting solar plus home battery backup is a great way to ensure you are still able to power your home during these outages. Allison & Steve, two of Namaste Solar’s customers, installed solar plus battery backup in 2024 and have been the only house on their block with power during the two power outages they’ve experienced so far in 2025.
If you’d like to have the peace of mind that comes with a home battery backup system, 2025 is the year to do it. The 30% tax credit is still available for homeowners in 2025 and applies to both solar and battery backup systems.
Solar 2025: A Reliable Investment
The third way solar offers a sense of stability in uncertain times is by offering a favorable and predictable investment opportunity.
While the stock market can offer significant returns, it can also be volatile and unpredictable, especially in a market like the one we’re experiencing now. In the past 30 years, which is the average lifespan of a solar system, the highest annual return happened in 1995 at 34%. But the lowest, in 2008, was negative 38%. While the average return in the stock market is favorable, the volatility is inescapable.
Solar, however, is a reliable investment with a strong ROI. One simple way to look at it is with your expected payback period, which is the number of years it takes for a home solar system to pay for itself. The payback period for our customers averages between 10 and 15 years. So, if you’ve got a payback period of 10 years, your rate of return is 1/10 or 10%. And that isn’t an inconsistent figure. If your solar ROI is 10%, it’s 10% every year until your system has paid for itself. After the payback period, you’re pocketing free electricity from your paid-off system.
This is all in addition to the increase in your home’s value and the environmental benefits that come with installing solar on your home, the value of which is not captured in a simple payback period. Brian, a Namaste Solar customer and financial planner at BSW Wealth Partners, went solar with us in 2024. For him, solar was a financially intriguing option because, “The sooner you get solar, the faster you’re going to break even. The faster you get to the break-even point, the more money you can put towards saving for retirement, saving for experiences, or whatever is important to you in life.” Check out his perspective here.
What Do You Gain by Getting a Quote for Solar in 2025?
The biggest things you can gain by getting a solar quote are knowledge and confidence. You’ll know with certainty whether going solar in 2025 is a good idea for your home and family, given your specific circumstances. You’ll know how much money you can save and what your ROI would be.
It might be that solar doesn’t make sense for your home or current circumstances – that’s always a possibility! While we obviously love solar, our non-commissioned educational approach empowers our advisors to give you honest answers, and without pressure. At Namaste Solar, the price you’re quoted is the price you pay. We’re known for our transparent pricing and our quotes are good for 25 days. Getting your free quote from Namaste Solar is a win-win for you, whether you go solar or not.
With the 30% federal solar tax credit currently on the chopping block, we think you should explore your options now and save while you can. And we want to give you the confidence to make an informed decision. To get started with your free quote, you can click the button below or give us a call at 303.443.0611.
